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How To Earn Money From Facebook Page and Groups

Singh ji
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How To Earn Money From Facebook Page and Groups

Are you searching for How To Earn Money From Facebook? Yes, we understand that Facebook is not new for you anymore and you might have become bored with it. But you can’t deny its popularity and how much reach it has throughout the world. There are more than 2 billion monthly active Facebook users and if we talk about every day, then there are 1.37 billion. Quite a count, isn’t it?

So now, it doesn’t come as a surprise when people say that they are trying to earn money from Facebook. With such a vast potential audience, it does make pretty good sense to us, and to all of you too perhaps. Of course, everything comes with its own challenge. Facebook in itself is so big that it can be challenging to stand out from the crowd. Especially now that Facebook only shows a selection of posts in a person’s feed.

How To Earn Money From Facebook Pages and Groups

Let’s tell you a small trivia about your status update for starters. It is probable that the statuses you lovingly craft and upload to your business page will reach no more than 2% of your followers. SO this is how it works every time somebody opens their Facebook feed-

  1. The algorithm of Facebook first examines all of the recent statuses shared by the person’s friends and the pages they follow.
  2. They then look at the user’s past behavior, such as who made the post, the average time spent on content, post engagement, tagging and comments, how informative the post is, etc. Thus, from a money-making point of view is that the algorithm weights statuses from people as being more important than posts from pages.
  3. It then predicts how the person will react to a post, whether will they share it, comment on it, read it, or probably ignore it. Then the algorithm throws out a relevancy score based on all these signals.

Visibility

So, now let’s talk about what you need to do to garner the required visibility. Firstly, we would make some pretty great posts, because the foundation of any successful plan to make money with social media is good content. You just need to have tons and tons of interesting links, images, and updates every day.

That’s not too difficult, right? Try searching for a niche that interests you as well as a lot of people. Find something common, and you would get a large follower base. You can post about mothers or people with a certain political affiliation. If you plan to market a product with your account, be sure to link the product to your posts in some way.

Separate Page

Although, this account that you open should be kept separate from your personal page. Use this for posting good content and creating a valuable page. Consider opening up another Facebook account and keeping it separate from your personal account but make sure that you link both of them for easier access

So basically, it is important to have a good following and become a great influencer. Be more creative, interact with people and understand what they like. Build an area of interest where you can become recognized as an expert. And even though businesses may choose to use influencers to market for them, they will probably also want to build up some form of Facebook presence for themselves.

The commitment to earn

Another major thing that you need to keep in mind is the commitment to earn. The only way to reliably make money using Facebook is through a good amount of hard work as well as consistency. Plan accordingly, stick to the schedule and trust us, you would do wonders. Persistent work. Like any job, setting a schedule and sticking to it is the key.

Number Game

You know that the more you get your numbers to increase on Facebook, the better you would be. And if you give this ample amount of time, then the percentages and statistics would surely work their magic one penny at a time. One of the good hacks is to add as many people as you can to your page, as then you could be considered to be an influencer, and it would be easy to make money here.

Business Accounts

Business accounts should not be ignored because if businesses operate their accounts well and share quality content on a regular basis, Facebook will recognize their efforts and increase their Relevance Scores.

Type of posts

You also need to understand what is the type of post that you need to put and which day would it attract the maximum traction. If you are able to measure stats, only then can marketing become successful. And then make the marketing strategies as well as decisions, because planning is equally important. You need to have the ability to create Facebook-friendly content. We shall give you a very basic example of this – Posts with 40 characters on Facebook get about 86% more engagement.

Affiliate Program

This is another pretty good way to make some good bucks. All you need to do is find an affiliate program or other link-type advertising program. What it does exactly is that it gives you a unique ID and marketing materials, and then pays you a commission based on how much business you generate. You can begin with some known brands, like Amazon, which offers a competitive affiliate program that instantly pays a percentage of any purchase a person makes after clicking through from your post, even if it’s not anything you advertised.

Influencer

Influencers have already gone through the hard work of building a following. Anybody who is now a Facebook influencer started off as a nobody but slowly gnawed their way through. Once you reach this position, as we have mentioned earlier also, all you need to do is join partnerships with brands, spreading the brand’s messages in ways that would otherwise be impossible for the brands. The most essential requirement is that the brand makes a good fit for the influencer’s followers. Influencers can deliver sponsored content to their fans and may also work directly by sharing affiliate links.

Diversification

You should be able to have the knack to diversify by offering a wide range of advertising services to many different businesses. Facebook advertisement helps you increase the reach of your post, and try making it a bit more valuable as well as entertaining to your potential audience.

Facebook Marketplace

Some perk that a user of Facebook gets is that they can select the geographical area from which they see products for sale, like if probably they want to have it in and around a fixed distance from their place. Not only that, you can filter according to price, range, and other things too as per you. There is also a Facebook marketplace that has been created to help you sell spare goods easily. But do keep in mind the lowest price at which you are willing to sell, as there is tough competition.

Facebook Groups

There are also a lot of Buy and Sell groups on Facebook, where you can post and try selling. You would get a good deal as well as fixed rates on this as they have a common core of members and therefore suffer less haggling from people trying to get a good bargain. Also, keep paying close attention to your post and the response that it may be garnering.

Facebook Groups are useful if you start to sell information products, so try sharing ideas and exchanging useful content so that all of you in the group can suggest your product as a solution to their problems. Facebook Groups can also work well as an offshoot to some other types of activities if we take an eBook, for example, you could make a group here for members of your class or people who have bought your eBook.

Promotion

What you need to do is try promoting your content to look alike an audience who would like your stuff. Although these people will probably never have heard of you before, they have demonstrated from their past activities that they have similar interests to the people who have followed you and so it would not be too difficult or complicated to attract these audiences with your content.

Facebook Fan Page

Create a Fan page if you don’t already have it as that is a great source to earn some good money. We have talked about it before, but we would go over it once again. Try creating a fan page about something which really interests you, say for example traveling. This is something that people would also be interested in, and will then follow you for sure. The content that you put here needs to be pretty good as well. It needs to be interactive enough with cool images so that users don’t get bored while scrolling through your page.

Obviously, it would take a bit of time but once your page starts getting a good response and a good amount of likes, you can move to the next step. But only the fan page would not really work. So keep in mind that you need to also create a website that is related to your Fan page. You can also add Ads to make money and make sure your website looks decent and not copied.

Sell Fan-page posts

And you can also start doing is selling your fan page posts to make money. Selling posts on your fan page is the easiest way to make money apparently. Obviously, the number of likes on your page needs to be good, but that would happen easily if you promote your page well.

Set a price per post for your page, and make sure that you do not price it too high, or else people would not be really interested in purchasing anything.

Tips to Earn Rs.1000 From the Share Market Daily

Singh ji
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Tips to Earn Rs.1000 From the Share Market Daily

Nowadays, a secondary source of income is becoming very popular. A primary source is a stable way of earning money, but one can never be too sure. Hence having a secondary income or secondary source of earning is beneficial. Then again, you need to ensure that your secondary source does not make you physically exhausted like the primary source. You could think of specific options, but they all require a lot of physical work and mental pressure. However, there is one option that we suggest, which is trading and investing in the share market.

People frequently trade stocks in the hopes of making a respectable amount of money and getting a return on their investments. If one has the skills and education to navigate the stock market successfully, it may be highly profitable for people looking to make money. While many dreams of making INR 1000 per day from these markets, few succeed because they lack the abilities, information, or expertise others have. Various variables influence the movements of the stock markets.

Let’s start with the questions you must be pondering on! Can I earn 1000rs daily from the share market? If so, how? Do I need to invest in considerable amounts to get huge profits?

The answer to all your questions is YES! You can earn thousand of rupees from share market investing. It is no big deal. However, the share market is not a hen that always lays gold eggs, so you need to invest some amount from your side to gain. But you can invest as low as 500 1000 rupees. There is no shame in supporting with small amounts. It is the most intelligent step one can take. Investing in a small amount also limits your losses and protects you from losing your liquidity.

The essential thing is to take baby steps. Like a baby, you need to take small steps, then start running and jumping. Directly jumping into the share market may cause intense loss. You should not mess with the field without knowledge or expertise. But there is nothing to worry about. If you are new to investing and reading, this is the perfect place. We bring you tips on how to earn 1000rs—daily from investing.

Here are some tips to help you Invest and Gain. 

1) Choose your stock wisely

Stock selection is very crucial when it comes to investing. You need to select stocks with tremendous value. There are a few points to consider while investing in a stock- The company’s revenue generation, growth, and financial leverage. Getting a very good about the company structure and its revenue is beneficial when it comes to choosing your stocks, as you will know what field interests you and how much you can likely earn.

2) Try Intraday trading

You should engage in intraday trading if you wish to profit daily. In this type of trading, equities are bought and sold on the same day. The purchase of stocks is for profit-making by capitalizing on price swings, not as an investment.

3) Invest in Shares with a High Volume

One of the intraday trading rules is regularly checking on high-volume shares. The number of shares transferred from one hand to another during a day is called “volume.” You don’t necessarily have to keep an eye on shares day and night, but if it is your first time investing, make sure you are aware of every step You take.

 4) Keep your entry and exit points ( while trading) fixed

The entry and exit points mean the entry and exit of your shares. Be very cautious while investing! Whatever equity or share you invest in, ensure they are below the target price. Below the target price means when the share price of a given stock is lower than the actual value (the real value is typically high), that is when you should buy the share. It will help you save money by purchasing a high-price share. Now let us talk about the exit of the shares. Whenever you sell your shares, ensure their value is high, and the selling of same must be for more than the amount you bought them for. You buy the share at a low target and sell them at a high value.

 5) Practice the STOP LOSS method

keeping an eye on stocks is sometimes essential, especially when there is a chance of a dip in the share market. The employment of the stop-loss method is to limit the investor’s losses. However, you must set a stop loss order with your broker house to make this work. For beginners, it is beneficial to set their stop losses around 1 – 3%, which means the losses are controllable by 3%. It is a price limit entered by the trader which automatically stops after reaching a certain point to prevent losses.

 6) Go with the trend

Following the trend is a safe way to ensure profits, especially when you are new to trading and investing. Investing where everybody prefers means the company is providing more gains than losses. Even though this could change at any time, it is still preferable to invest where everyone else is supporting rather than choosing a stock at random and feeling uncertain.

 7) Do deep research

before trading or investing – as already mentioned, it is essential to research the stock you will invest in the company, even the brokerage house, you want to use as your trading account. Understanding the perks and disadvantages of each of the following mentioned is significant. Let’s say you are very excited to invest, but you did not read the terms and conditions of the brokerage house. You get a profit of 70%, and now you need to give more than 50% of your margin to the broker house. Waste, isn’t it? So much uncertainty and tension just to lose It. This is where researching comes in handy. Searching about everything and planning gives you the upper hand and various situations, as half knowledge is dangerous.

Summary

You must be able to accept losses if you wish to turn a profit. It is an essential component of intraday trading and the stock market. It’s not impossible to gain profits one after the other. If you take the time to learn enough about the stock market and develop the necessary skills, you can generate a consistent income from it.

While you might be eager to profit from the stock market to a certain extent, you should always have practical expectations and exercise care before investing in or engaging in trading. Always consider your risk exposure and the dangers of that type of investment.

It is critical to realize that learning about investing takes time. Form your financial strategy progressively to invest a fixed sum in reputable businesses regularly. All of this is only possible if you are patient and go step by step.

Top 10 Highest Dividend Paying Stocks in India

Singh ji
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Top 10 Highest Dividend Paying Stocks in India

Blue Chip investments, also known as Dividend-paying stocks, are a top-notch way of investing in the stock market. They might not be trendy, but they corporate to earn a balanced income from the money invested. Dividend-paying stocks are appealing as they initiate regular income and prevent the portfolio from going downside. Based on market capitalization, one can divide the stocks into small-cap, mid-cap, and large-cap companies.

You own money to invest but are unsure which stocks to invest in.

Here is a list of India’s top 10 highest Dividend Paying Stocks, including both small companies and large institutions.

1) Britannia Industries

Britannia Industries, founded in 1918, is an excellent place for blue-chip investments in stocks. At present, its managing director is Mr. Varun Berry.

It is involved in the manufacturing and selling of food products. It sells biscuits, cakes, rusk, dairy products, etc.

The market capital of Britannia Industries is Rs. 90,639 Cr (as of 12th October 2022). The yearly net worth of this company is Rs. 2,558 Cr (as calculated in 2022) and Rs. 3,548 Cr (as calculated in 2021).

2) HDFC Bank

HDFC Bank founded in 1994 by Hasmukhbai Parekh, is the country’s leading banking and financial service company. The CEOs of this bank are Sashidhar Jagdishan, Keki Mistry, and Aditya Puri.

They provide services like banking, retail banking, loans, credit cards, etc and comes under the largest bank in India by market capitalization.

It has a market capitalization of Rs. 7,85,253 Cr. (12th October 2022). Their net income is Rs. 38,151 crores (as of 2022).

It is an excellent place for blue chip investment. This company has a satisfactory history of consistent performance.

3) Asian Paints

Asian paints, founded in 1942, is India’s largest paint company and manufacturer. It is India’s leading and Asia’s fourth-largest paint company, operating in 19 countries. The managing director of Asian Paints is Mr. Amit Syngle. It is the business of manufacturing and selling paints, home décor, etc.

It has a market capitalization of Rs. 3.09 trillion and a net income of Rs. 3,053 crores, with a yearly net sales turnover of Rs. 25003.09 crores.

4) Punjab National Bank

Punjab National Bank, founded in 1895and owned by the Ministry of Finance, Government of India, offers personal banking services, credit cards, loans, etc. It provides extensive personal banking services, retail banking, wholesale banking, etc.

It has a market capitalization of Rs. 43,675,28 cr. (as of 13th October 2022). The net income of this company is Rs. 3,676 crores (2022).

5) Indian Tabacco Company (ITC)

Indian Tabacco Company (ITC), formed in 1910, is one of the country’s largest conglomerate companies. It engages in five segments: Fast Moving Consumer Goods (FMCG), Paperboards and packaging, Hotels, Agri-Business, and Information Technology. It includes brands such as Gold Flake, Premium Lights, Aashirvaad, Sunfeast, Engage, etc.

Its market capitalization is Rs. 4.12 trillion. Its net income is Rs. 15,485 Crore.

Highest Dividend Paying Stocks in India

6) Poly cab India Limited

Poly cab India Limited is involved in manufacturing and selling electric wires, cables, construction, engineering, and fast-moving electric goods (FMEG). It deals in three major segments: Wire and cables, fast-moving electric goods (FMEG), and others. Its market capitalization is Rs. 33,210.89 crores (as of 13th October 2022), and its net worth is Rs. 5520.90 crores (as of 13th October 20202).

7) Supreme Industries

Supreme Industries, founded in 1942, is a plastic products manufacturing company based in India. This company has around twenty-five manufacturing facilities spread across India, offering a wide range of plastic products. It is also engaged in furniture, material handling systems, pallets, roto-molded crates, garbage bins, etc.

Supreme Industries Limited has a market capitalization of Rs. 28,412.81 crores (as of 13th October 2022) and a net worth of Rs. 3,387 crores. (as of 2022).

8) Reliance Industries Limited

Reliance Industries is a leading conglomerate holding company in India owning businesses across India. Their venture revolves around energy, petrochemical, textiles, natural resources, retail, and telecommunication industries. Their balance sheet shows stable and consistent performance; hence, they proudly own India’s second-largest publicly traded company in market capitalization, with Rs. 16,19,000 crores.

9) Sun Pharma Limited

Sun Pharma Limited, established in 1983 with just five products in only two states, is now expanding nationwide and is the biggest pharmaceutical company in India.

This company is involved in the manufacturing of products in therapy areas like- Pain, Diabetes, Oncology, Asthma, Cardiology, etc. Their market capitalization is Rs. 2.34 trillion, and a net worth of Rs. 3.405 crores.

10) Nestle India Limited

Nestle India, incorporated in 1956, is a subsidiary of Nestle SA, the largest food and beverage company in the world. It has four branch offices in India. This company deals in products like Maggi, Nescafe, Munch, Milky bar, Alpino, Nestle classic, etc.

Nestle India has an operating revenue of over Rs. 500 crores and a market capitalization of Rs. 1.82 trillion (13th October 2022).

Wrapping up

A person invests money to earn profit and increase wealth. Some prefer short-term profits, while some prefer long-term. In conclusion, this article will give you a synopsis of the best blue chip investment stocks in India that you should know and where you can invest and gain profits. These companies have a history of consistent performance, a key factor to keep in mind while searching for top dividend-paying stocks. These companies are low-risk, high return stakes for the long term. One should not look for companies that give high dividends just for one year and cannot sustain consistent profits over the long run. That’s it for this article.

Happy Investing!

Zerodha Brokerage Charges, Fees, AMC, Transaction Charges 2022

Singh ji
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Zerodha Brokerage Charges, Fees, AMC, Transaction Charges 2022

The stock market is indeed the most complex market for dealing with company shares. It is a compelling platform that controls the budget of a country’s economy. Investors also play a pivotal role in the field of the stock market as it is a powerful way of getting higher returns for investments. However, earning higher profits and the stock market is complex and requires excellent skills and expertise. With the availability of the internet and digital platforms, many online stock brokerage platforms have emerged. These platforms support the clients in buying and selling shares in the stock market. Zerodha is one of the best online stock brokerage platforms, as the most experienced minds of stock brokers come to play under the platform.

What is Zerodha?

Zerodha is an online stock brokerage platform that assists clients in dealing with and engaging with the buying and selling of shares. The upgraded and secure features of Zerodha enable clients and users to buy and sell shares in the stock market without any loads. The platform comprises skilled stock brokers who recommend the clients the claims they need to buy or sell. The platform is very safe, trustworthy, and reliable. It is the main reason that Zerodha is considered one of the best online stock brokerage platforms.

Steps to Open an Account on Zerodha

The steps by which you can open an account on Zerodha are as follows –

  • Open your browser and search for Zerodha.com
  • Select the sign-up option on the top right-hand side of the menu.
  • Provide your credentials, and the OTP goes to your registered mobile number.
  • Once the OTP is verified, you can handle various transactions on Zerodha.

These are simple steps by which you can be an active part of Zerodha.

Features of Zerodha

Some of the compelling features of Zerodha that make it preferable and reliable over other stock brokerage platforms are as follows –

Supports Multiple LanguagesZerodha is an India-based online stock brokerage platform. Since people in India speak different languages based on their regions, it becomes very challenging for online platforms to support clients from all areas. However, Zerodha engages with clients effectively by providing multi-language support. The platform supports all languages, including Hindi, Bengali, Telegu, Tamil, Gujarati, Punjabi, etc. So it becomes feasible for the audience to interact more with the platform.

  • Light Weight and Requires Lower Bandwidth

The Kite Application, supported by Zerodha, is a very lightweight application for performing various activities related to buying and selling stock. Devices of all specifications support the application. Thus, it allows the clients and users to perform their buying and selling of inventory from any device. The application is fast, optimized, and requires minimum bandwidth to work efficiently.

  • Great User Experience

User experience is significant for engaging with clients. The UI of Kite is very smooth and easy for the clients. It is simplified and allows the users to understand the different features of Kite without any challenges. The platform is popular amongst users due to its attractive interface and simplified layout.

  • Assists Clients with Data Points

Proper analysis and research of stocks are very important for higher profits and returns. Zerodha provides data points related to multiple topics, such as cash flows, shareholding, corporate actions, etc. All these factors are essential for dealing with stocks. Zerodha simplifies the clients’ tasks by providing all records and data related to stocks.

These are some of the prominent and advanced features of Zerodha that make it efficient and preferable over other online stock brokerage platforms in the market.

Zerodha Brokerage Charges in 2022

If you are planning to buy and sell shares in the Zerodha platform, you should be aware of the charges levied by the platform. Here we will discuss the various costs that Zerodha charges for dealing with stocks. The details related to the prices are as follows.

Account Opening Charges

At the time of opening an online account on the Zerodha platform, they will charge a charge of Rs. 200. However, for opening an offline version, the costs will be Rs. 400. The annual maintenance charge for holding and accessing a Demat account on Zerodha is Rs. 300 per year.

Brokerage Charges

The brokerage charges levied by Zerodha are very much affordable for the clients. Apart from equity delivery and mutual funds, which are free of cost, trading segments like Equity Intraday, Equity Future, Equity Options, Currency Options, Currency Future, etc., are charged Rs. 20 or 0.03% of the total return amount.

Zerodha Brokerage Charges

Equity Charges

The equity charges charged by Zerodha are as follows-

  • Brokerage – For Equity Delivery, there are no charges. However, for Equity Intraday, the costs are Rs.20 or 0.03% of the entire transaction.
  • Transaction or Turnover Charges – The charges are 0.00325% and 0.003% per trade for Equity Delivery and Equity Intraday.
  • SEBI Charges – The SEBI charges are 0.0001% for Equity Delivery and Equity Intraday.
  • Stamp Charges – In the case of Equity Delivery, the charges are 0.015%, whereas the costs are 0.003% in the case of Equity Intraday.

Currency Charges

The currency charges of the Zerodha platform are as follows –

  • Security Transaction Tax or STT – Zerodha charges nothing as STT for Currency Futures and Future options.
  • Transaction or Turnover Charges – The turnover charges for Currency Futures are 0.0009% for NSE and 0.00022% for BSE. However, in the case of Currency Options, 0.035% is levied for NSE, and 0.001% is chargeable for BSE.
  • GST – 18% of the total ROI is levied as GST by Zerodha.

These are the basic charges Zerodha charges for performing various dealing and activities related to the stock market.

Wrapping Up

A guide or mentor is crucial for success and higher returns in stock trading platforms. Since Zerodha offers its expertise and support to the clients for stock trading, it becomes elementary for the clients and users to trade efficiently on the online platforms. So, if you plan to invest in the stock market, Zerodha is the ideal platform.

Top 10 Best Forex Cards in India – HDFC, ICICI, SBI, Axis & More

Singh ji
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Top 10 Best Forex Cards in India – HDFC, ICICI, SBI, Axis & More

A forex card is a prepaid credit card that allows you to deposit funds in the local currency of your home country. You can use your Card to pay or withdraw cash from ATMs immediately. It eliminates the need to carry some money and is a safer option.

When traveling abroad, one of the most significant ways to spend your money intelligently is to use a forex card. These cards are secure and can be used to substitute cash at a lower cost.

You will also get higher exchange rates if you utilize a forex card with foreign currencies. The rate of the funds in your forex card remains the same regardless of whether the forex market is active or closed.

Forex Card Types in India:

1) Multicurrency Forex Cards: These cards, as the name suggests, can be loaded with up to 23 different currencies and used anywhere in the world. Traveling from one country to another supports you in changing your current money to the currency of the country you visit.

2) Single currency Forex Cards: These cards can only hold a single type of currency. However, one can reload it as often as the client chooses. This Card has a high cross-currency fee and only a few benefits when using a different currency.

Let’s check the Top 10 Best Forex Cards in India:

1) Axis Bank Multi-currency Forex Card:

Students who travel overseas for school, vacation, college, or any other purpose aim to save money on every transaction they make, such as flight, travel insurance, college fees, cash withdrawal, etc.

Features:

  • Emergency Cash Services are available
  • Minimum 15% discount at multiple restaurants
  • Earn two reward points for every USD 5 spent or an equal amount in any currency.

Fee and Charges:

  • Initial Sale Fee: Rs 300+GST
  • Renewal Card Fee: Rs 100+GST
  • Encashment Charges: Rs 100 + GST

2) HDFC Bank Multicurrency Forex Plus Card:

HDFC ForexPlus Cards is one of the best forex cards in India since it is an easy, secure, and paperless way to carry foreign currency when traveling abroad. This Card can pay for items like shopping, lodging, and dining.

Features:

  • It has an integrated chip and uses PIN-based transactions.
  • You can use a backup card if your primary Card is stolen or misplaced.
  • Its payWave NFC technology allows you to make a payment without supplying any card information, making it contactless.

Fee and Charges:

  • ATM Cash Withdrawal: USD 2.00
  • Application fee: Rs 500+GST
  • Re-active Fee: Rs 100
  • Reload Fee: Rs 75
  • Re-active Fee: Rs 100

3) ICICI Bank Multi-Currency Platinum Travel Card:

 This prepaid foreign currency travel/forex card allows you to enjoy your foreign trip without worrying about running out of cash. This Card can be loaded with numerous foreign currencies in India and used to withdraw some money in the local currency when traveling overseas.

Features:

  • Insurance coverage for misplaced cards of up to Rs 2 lakhs.
  • Duty-free shopping is available in Indian airports.
  • In case of a card loss or misplacement, assistance is available 24 hours a day, seven days a week.
  • Convenient refund process

Fee and Charges:

  • ATM Withdrawals: USD 2.00
  • Joining Fee: Rs 150+GST
  • Reload Fee: Rs 100+GST

4) YES Bank Multicurrency Travel Card:

 Yes Bank’s multicurrency travel forex card is a good option for customers who want to visit different overseas locations without having to pay additional costs for card issuance.

Features:

  • Low joining fees
  • No need for a current or savings account
  • Cross-currency charges are also low
  • Offers 10 cuurency wallets

Fee and Charges:

  • Issuance Fee: Rs 125
  • Reload Fee: Rs 100
  • Encashment Fee: Rs 75

5) Thomas Cook One Currency Forex Card:

 This Card, which one can load with USD, can be used everywhere in the world. It is valid for five years and is issued through the MasterCard network.

Features:

  • It is free to replace lost or stolen cards.
  • There is no price for cross-conversion.
  • This forex card, like a modern debit or credit card, incorporates Chip and PIN technology to ensure the security and convenience of transactions.
  • Chip and pin encryption

Fee and Charges:

  • ATM Withdrawl Abroad: USD 3.99
  • Card Activation Charge: Rs.150 + GST
  • Reload Fee: Rs.100 + GST
  • Inactivity Fees: USD 5

6) IndusInd Bank Multi-Currency Forex Card:

This Card is for frequent international travelers. This Card can store up to eight currencies. You do not need to be a present IndusInd Bank customer to apply for this currency card. You may also receive dining and safe transaction deals with this Card.

Features:

  • Highly secure as it comes with an embedded chip
  • Online transactions are easy
  • Easy backup card if you lose the primary Card
  • Easy encash available

Fee and Charges:

  • Issuance Fee: Rs 150
  • Reload Fee: Rs 150
  • Re-Issue Card Fee: Rs 100

7) SBI Multicurrency Foreign Travel Card:

It is one of the market’s most deserved, prudent, safe, and trouble-free forex cards. It can carry up to seven currencies at the same time. Because it is MasterCard-accepting, You may use it to pay in businesses, hotels, and restaurants worldwide.

Features:

  • One can use the Card for medical, tourist, pilgrimage, and other purposes.
  • If your Card is lost or stolen, you can contact the SBI Card Services Team and get it blocked immediately.
  • One can use it to pay for shopping, dining, and lodging expenses.
  • Global support is available 24 hours a day, seven days a week.

Fee and Charges:

  • Issuance Fee: Rs100 + GST
  • Add-on Fee: Rs 100 + GST
  • Reloading fee: Rs 50 +GST

8) Axis Bank Diner’s Card:

One can load only USD with the Axis Bank Diners card. Other benefits of using the Card when visiting the United States will help to receive 2 points for every USD 5 spent at any shop or merchant outlet.

Features:

  • Insurance protection is also there in the event of theft or loss.
  • Users can encash the sum or move it to a resident foreign currency domestic account.
  • Coverage for medical care and ATM robbery.

Fee and Charges:

  • ATM Withdrawl: USD 2
  • Card Activation Charge: Rs. 150+GST
  • Encashment of Funds: Rs 100 + GST
  • Reload Fee: Rs 100 + GST

9) Niyo Global Card:

 According to one of the leading travel agencies, the Niyo Global Card is the most significant and well-known currency card, and the entire credit goes to the assistance of DCB Bank. Furthermore, their mobile app makes it simple to use, and you can even lock the Card while it is not in use.

Features:

  • Real in-time currency converter app
  • Airport services are complimentary
  • Zero Markup Card

Fee and Charges:

  • Issuance Fee: Nil
  • Renewing Fee: Nil
  • Withdrawal from ATM Fee: Nil

10) HDFC Regalia Forex Plus Card:

This Card has US dollars pre-loaded on it without currency conversion fees. One can also make payments in other currencies as this card has no cross-currency fee.

Features:

  • If you misplace your Card, you will receive emergency cash within 6-7 hours.
  • If the Card is lost or damaged, HDFC provides worldwide help
  • A contactless payment system.
  • Complimentary Services
  • Rewards

Fee and Charges:

  • Card issuance fee: Rs 1000
  • Application fee: Rs 500 + GST
  • Reload Fee: Rs 75 per
  • Re-issuance of Card Fee: Rs 100 per
  • ATM Cash Withdrawl: USD 4.00

In India, forex cards are becoming increasingly popular. A currency card is a lifeline for all travelers, allowing them to make payments quickly and cost-effectively.

It’s a deal you shouldn’t pass up if you’re a travel enthusiast who enjoys discovering new places.

Finally, include options like a single currency card for travel within a single nation, multicurrency forex cards for travel across many countries, and add-on bonuses to make your travel experience more enjoyable and tailored to your specific needs. When you employ a different currency, there are considerable cross-currency expenses and minor benefits.

Top 10 Best Online Business Ideas in India

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Top 10 Best Online Business Ideas in India

Online business is a fantastic way of earning hassle-free money. You can pave your way to start a small online business to ascertain the source of passive income or switch your full-time job career to one of the online business ideas we will brief you about in this article. Entering and establishing themselves into the online business money-making process is ideal for people who are tired of doing their 9-5 jobs for their living.

You might have heard on the TV or read in the newspapers that so many people are becoming immensely rich just by starting an online business. So, why not you? Certain crucial aspects are required, including your commitment and, of course, the business strategy.

Let’s see some Best Online Business Ideas in India:

1) E-Commerce Store:

The e-commerce industry, not just in India, is one of the fastest growing in the world. Many customers have begun to shop online, which has increased the number of e-commerce stores such as Amazon, Flipkart, Jabong, SnapDeal, and many others.

Shopify, Woocommerce, 3dcart, Magento, and other platforms are excellent for creating your e-commerce store.

You can start building your brand and promoting it by creating your e-commerce store. If your product quality is superior and your services are excellent, your brand will become well-known, and you will be able to sell your products on various online e-commerce platforms.

2) Data Analyst Consultant:

Many large corporations and businesses need Data Analyst Consultants to analyze and manage massive amounts of data. So, if you can become a successful Data Analyst and earn enough money to live an extravagant lifestyle, you will always be in demand.

Fundamentally, you must assist businesses in decoding large amounts of data to reveal critical information about their customers’ demands, spending habits, buyer behavior, geographical preferences, and much more. Data analysts consider these factors when developing a business strategy.

3) Youtuber:

 The millennial generation is a YouTube generation, which one can easily use to earn good profits. Because YouTubers are also vloggers, YouTube vlogging comes under the most profitable online mode of business in this field.

You can utilize your skills or talent by creating unique content for your YouTube channel. In India, YouTube has become a good source of income; we see a lot of short funny videos on the internet, and we know a lot of singing and dance performances.

When you start youtube your talent, you tend to get better and better at it.

You can start your channel and create funny content for your audience through videos.

4) Blogging:

 Blogging has a plethora of advantages. It is easy to start, but it will take some time to set up. You must be patient and dedicated if you want to have a successful blog. It takes more than just writing to start a blog. For your target audience, you must create high-quality content. One must correctly use the images and update the content regularly. Your probability of ranking high in Google search engines improves if you regularly update your blog’s content and use appropriate images.

The blog can be about many things like mine, travel, education, or any trending topic. Also, to properly monetize your blog, you should learn about SEO. You can also start a blog with SeekaHost and begin your blogging journey quickly.

Best Online Business Ideas in India

5) Affiliate Marketing:

 Affiliate marketing is a popular and profitable business today, and it is the process of earning a commission by selling someone else’s products.

Individuals who promote products on their behalf and earn a commission on each product sold come under affiliate marketers.

Many big names in a variety of niches offer Affiliate Marketing programs. These include Amazon, Flipkart, Clickbank, Commission Junction, and other companies, and they have a separate affiliate program section for affiliates.

6) Dropshipping:

 You can open your dropshipping store if you don’t have inventory or a warehouse but want to make money selling online products.

Dropshipping is a type of internet business in which you do not need to own physical products; you only need a website and a few products to begin making money. You are not in charge of logistics, suppliers, or packaging and do not own the inventory.

There are no pre-investments except for the creation of the store and marketing. Furthermore, you will be chargeable after completing the order if the customer purchases the product from your store.

7) Freelancing:

 You can make money online using your emotional skills; freelancing is your best online business.

You can be hired online and use your skills to help the right customers. One can do it full or part-time.

Registering on Freelancing sites will allow you to get hired if you have voice-over, photography, writing, video and music editing skills, or any other genre. Those who want to hire can find you on numerous freelancing websites.

Keep your prices low if you’re a newcomer, and occasionally work for free to get better testimonials.

8) Vlogging:

While blogging entails creating content for an audience (travel, leisure, software, comedy, health, beauty, or anything), video blogging entails communicating with your audience through video content.

Vlogging is the best side hustle if you are good at expressing yourself and speaking. Some people would rather watch or listen to a product review than read it.

To start a vlogging channel, all you need is the necessary vlogging equipment and gear. To shoot and record your video, make sure you have a camera and a microphone. There are vlogging platforms such as YouTube, Vimeo, and video motion.

You can review products on your channel and make money.

9) SEO Specialist:

SEO has become a required field that all websites and blogs must understand. SEO optimization is required to get your websites or blogs listed on popular search engines like Google.

You will be held accountable as an expert for analyzing, reviewing, and implementing websites appearing in search results after SEO optimization. You can make good money optimizing sites if you have a strong command and comprehensive knowledge of SEO techniques.

You can also offer SEO consulting services to large corporations and entrepreneurs who want to ensure their company’s name appears near the top of search results. This work is worth a lot of money.

10) Web Developer:

 As hundreds of websites develop daily, the demand for Web Developers is increasing. You can become a web developer if you have extensive experience designing websites from the ground up. Not only does website design suffice, but you must also be proficient in coding, which necessitates significant effort.

However, if you have extensive knowledge and experience in HTML, PHP, CSS, and JavaScript, this will not suffice. Nowadays, you must also be knowledgeable about web development technology, supporting frameworks, and design trends.

You can make a lot of money because large companies are willing to pay a lot to web developers who can design their websites flawlessly.

Conclusion: Online Business Ideas In India 2022

Indeed, the ideas mentioned above are ideal for starting your online business and generating profits. Just be patient and dedicated, and do not let yourself get distracted.

You are your boss here; thus, you need to take and give orders. If you are stuck anywhere, simply watch the videos or go through the tutorials online. Connect with an industry expert and get the proper consultation.

Also, find the right platform to promote your online business, whether it is more targeted on Facebook, Google, or any other place.

This article simply clarifies earning money online and helps you choose the option matching your needs and core skills.

In case you have more ideas, do share them in the comments box!! Share with your friends and family and tell them about the best online businesses in India.

How to Start Investing in the Share Market with 10000 Rs Investment

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How to Start Investing in the Share Market with 10000 Rs Investment

Savings and investments are significant for living a secure life. The investments that we invest throughout our life support our livelihood in the later stages of our life. So, investment and savings should be a priority of every individual. However, it would be best if you had a clear idea about the platform or area in which you are investing. Various types of investments are performed by people, like investing in lands, properties, company shares, mutual funds, share market, etc. Here we will discuss the different aspects of investing in the share market.

What is Share Market?

Share market is a platform that has transformed the lives of many people investing in them. It is an open market where the share buyers and sellers trade the shares during a particular time of the day. The rates of claim depend on the condition and standard of the market. So, if you are planning to invest and get higher returns, the share market is one of the best platforms for multiplying your investment. However, supporting small at the beginning is always recommended as share markets are volatile and can lead to loss sometimes.

Things to Consider Before Investing in the Share Market

It would be best to consider several factors before investing in the share market, as these factors can play a significant role in your returns. The things you should consider are –

Diversifying the Portfolio

The portfolio is significant for investing in the share market. A diversified portfolio can always hold a better chance of better returns. Diversify your portfolio with different assets as it reduces the risks of losses or lower returns during lower patches. It is a popular strategy implemented by many experts investing in share markets across the globe.

1) Understanding the Profile of your Investor

Your investor profile explains the strategies and techniques they implement during investments. Many investors prefer safer investment techniques, whereas some implement risky practices for higher returns. So, you should study your investor profile and choose them wisely based on your investment plan and approach.

2) Creating an Investment Plan

Creating an investment plan based on your preferences should be the first thing you should perform before investing. A proper investment plan can help you understand the monthly amounts you will invest. The investment plans also reduce the risk of losses during investment tenures. So, it is one of the essential things that you should focus on before investing in the share market.

These are the top aspects you should consider before investing in any platform or asset, like share markets, mutual funds, properties, etc.

How to Invest in a Share Market?

The steps to invest in a share market are as follows –

3) Opening a Demat or Trading Account

A Demat or Trading Account is necessary for investing in the share market. For opening a Demat account, you will require documents like PAN Card, Aadhaar Card, Address Proof, Bank Details, etc. After verification of all documents, you can access and use your Demat account.

4) Selecting the Shares you are going to Invest for

The next step for investment is choosing the shares you will buy. Analyze the records of the claims for assured returns.

5) Choosing the Price Point of the Shares

You must choose a price point to buy or sell shares in this step. Select a minor price point while buying shares and the highest price point while selling your shares.

6) Completion of your Transaction

It is the final step of investment in the share market. After successfully buying or selling shares, wait for the transaction to be completed.

These are the steps that are involved while investing in the share market.

indian rupee

Top 4 Reasons for Investments

The top four reasons that will help you to understand the significance of investments are as follows –

Better Returns

Returns are significant in terms of investment. We tend to invest in assets that will help us to get higher returns at the end of the investment tenure. According to a survey, people relying more on investments than savings have a higher probability of better returns. It is the sole reason that most people invest in protection.

Secured Life after Retirement

The phase after retirement is very challenging regarding finance, living standards, etc. Most people invest heavily during their working lives to maintain a smooth life. The higher the number of investments, the better will be the post-retirement life. So, investment experts always recommend people invest more during their active phase.

Reduction in Tax Returns 

One of the significant perks of investing in properties, assets, shares, funds, etc., is the reduction in the tax returns of the individuals. Tax returns are one of the major headaches faced by people. However, the government reduces the tax rates or nullifies the taxes for people investing on various platforms. So, if you plan to reduce your taxes, the best way is to invest in shares, mutual funds, properties, lands, etc.

Helps to Achieve Financial Goals 

Each of us has some goals that we dream of achieving or accomplishing. These goals include owning a luxurious property, mansion, car, etc. However, owning such lavish assets requires enormous amounts of money. The best way to attain the goals mentioned above is to invest in shares, mutual funds, etc., from the beginning stages. By investing for longer tenures, you can achieve your financial goals.

These are the top four reasons that most people invest in assets, shares, etc., from their beginning stages.

Can Someone Start Investing in the Share Market with Rs. 10,000?

There is no minimum amount for investing in the share market. The only criterion is the amount invested is sufficient to buy a particular share. A person can start investing in the share market even with Rs. 10. So Rs. 10,000 is an adequate amount for creating an investment in the share market.

Wrapping Up

Investing in the share market is a good practice performed by millions of people across the globe to get higher returns. However, to get assured returns and profits, you should get advice from an expert in the field of investments.

7 Best Travel Credit Cards for Frequent Travellers

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7 Best Travel Credit Cards for Frequent Travellers

If you are big on traveling, then the dilemma of choosing the Best Travel Credit Card would have crossed your mind. Choosing the best credit card for travel depends on a few factors. Such as how often you travel and what kind of stuff you spend your money on. So, if you are looking for the best travel credit cards that will suit your needs and of the traveler inside you; then you may as well take a look at the 7 Best Travel Credit Cards available.

7 Best Travel Credit Cards – Our Top Picks for Frequent Travellers

If you travel only occasionally, then you will want a credit card that offers travel points and one that doesn’t charge an annual fee. You will need a card that doesn’t charge foreign transaction fees if your work takes you overseas. So, for different needs, there is a different Travel Card.

Here we have a list of the Best Travel Credit Cards. You will also find detailed descriptions of each and every one of them. Read them carefully, and you will be able to find out the one credit card for travel that you truly need.

Best for Flexibility: Chase Sapphire Preferred® Card

There are some very great features that the Chase Sapphire Preferred Card offers to frequent travelers. Moreover, it is ideal for travelers who want to be flexible in spending money. The best feature of this Credit Card is that you get 50,000 points for spending $4000. From this, you can use $625 in travel expenses after redeeming through Chase Ultimate Rewards.

Moreover, you can exercise your points however you want along with the travel insurance benefits. In addition to this, there are three profitable ways you can book your travels. You can either transfer those points with 10 other travel partners, buy tickets on the official website of Chase, and the last is that you can get a cashback of $100 for every 1000 points.

Best Airline Travel Card: JetBlue Plus Card

The Jet Blue Card is a Travel Card that is for you if you only fly by one specific airline. If you already are a loyal customer to an airline, then this might be just the thing you are looking for. You will get 6 times the points when you purchase anything directly with JetBlue.

While the reward is 2x points for grocery and restaurant purchases, other purchases get you 1x points. Besides that, this is the best travel credit cards for Airlines that offers you a whopping 30,000 bonus points for purchases made within the first 90 days. There is only $99 annual fee that you’ll have to keep in mind for this fantastic option of a card.

No Annual Fee: Amex Everyday®

This is the Best Travel Credit Card from all the ones that don’t charge an annual fee. To start things off, let us tell you that you can earn 10,000 reward points if you spend $1000 within the first 3 months. Another even fruitful offer is that you can actually convert these points to actual travel miles.

With its partnership with Delta SkyMiles and Air France, travelers can convert points into miles easily. Besides, Amex is the only credit card for travel that charges zero annual fees. So that into consideration along with the hefty amount of features it offers.

Flat Rate Rewards: Capital One® Venture® Rewards Credit Card

Capital One Venture is the best travel credit card for frequent travelers. It grants the user miles depending on how they use the card on their travels. For every dollar spent, users get 2x miles for their travels. If they spend $3000 in the first three months after they get the card, Capital One rewards them with 50,000 miles.

If you’re one of the lazy travelers like me who hate complex travel reward programs, then you’ll love this travel credit card. You simply have to log into your account and redeem the free miles for the money you have spent.

International Shopping: Bank of America Travel Rewards

Bank of America Travel Rewards Credit card is the best choice if you decide to go on a shopping spree overseas. Because this card doesn’t charge international transaction fees. In addition to that, you get 20K points for $1000 spent in the first 3 months. While you can find other travel credit cards without foreign transaction fees, you won’t find one with a Chip+PIN capability.

This PIN allows you to utilize the card at places which don’t accept your regular signature. Another selling point for this card is that you won’t have to shell out a 100 bucks annually as fees. The only downside is that the rewards are pretty basic and low.

Best for Business: Ink Business Preferred℠

If your work takes you overseas often, why not make the most of your trip? Business owners who travel often will find that the Ink Business Preferred℠ is the best credit card for travel for the business segment. With this card, you can earn 3 points for every dollar you spend. The limit goes up to $150,000 and you can include shipping and travel costs, phone, cable, and internet bills, etc.

Matter of fact, cardholders rack up 80,000 points if they spend no less than $5K in the initial 3 months. What’s more is that you can use these points to make a deposit into a savings account or as a statement credit. Furthermore, it also doesn’t charge foreign transaction fees. This feels like the Best Travel Credit Cards for Business Owners.

Best Introductory Offer: Citi AAdvatage Platinum Select MasterCard

The AAdvantage is also a best travel reward credit card. When you get yourself a brand-new card, you have a chance of getting 60,000 miles if you spend $3000 in the first three months. Further, you only have to pay the annual fee after the first year. Another great thing is that the offer is double the one that is usually available.

We hope this covers the spectrum of the possible scenarios for selecting best travel credit cards. You can bet that you’ll find a card that you’ll like for your future adventures after reading this elaborate article.

Top 10 Best Credit Card In India Among The Lot

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Top 10 Best Credit Card In India Among The Lot

Are you searching for Best Credit card in India? Well, With the advancement of technology in India particularly in communication systems over phones and internet, paper currency is rapidly changing to plastic mean, to be precise – cards. Credit card in India are gaining acceptance not only among the educated masses but also among common people. With facilities of not carrying cash while in the move, money in the hour of crisis like sudden & emergency medical expenses to be paid or simply paying your utility bills best credit card in India is emerging as fast mode of alternative payment gateway.

Credit card India and the generation y are also becoming synonymous. Speaking only of generation y is not enough, even the older generations are linking their lifestyle to best credit card India. With the facility of making the repayment within a certain later period, the borrower can arrange for the funds for repayment of the credit card bills which had helped the borrower at the time of need.

Choosing The 10 Best Credit Card In India Among The Lot

Often one is confused to understand which credit card is best in India. Each one giving some facilities different from others and it is very confusing to choose the best credit card in India. The cards may be visa, master, rupay or maestro provided by various banks. Still, if we can rank the cards as per best features, we get a list of top 10 credit cards to choose from. Depending on your purchases or uses here is a list of top 10 credits cards that you can go for.

1) Indian Oil Citi Platinum Card

Indian Oil Citi Platinum Card tops the list while choosing the best credit card in India. If you spend Rupees 30000/- annually, which one often do otherwise for purchases or utility bill payments, the annual fee is waived. The card gives 4 Turbo points on using them to purchase fuels at all Indian Oil outlets throughout India. Why not earn some points while purchasing fuels too which otherwise is too costly in India compared to other countries.

The card also provides various turbo points on purchases, be it the grocery shop or the supermarket. The more you spend, the more turbo points you earn. Turbo points can be redeemed while purchasing fuels and you should remember with one turbo point you will get fuel worth of 1 rupee. Apart from this, you can avail personal and preferred customer services at select hotels, restaurants and can get offers on your dining, shopping activities.

2) ICICI Bank Coral Contactless Credit Card

ICICI Bank Coral Contactless Credit Card is the second one in the chart. The cardholder can enjoy 15% discount on bills for dinning. If you spend Rupees 4000/- in a single transaction at HPCL petrol pumps, you will get cash back to the tune of 2.5%, and the surcharge of 1% is waived. With growing number of the household owning a car, one can easily take this opportunity of discount given otherwise.

If you buy air tickets with this card, you will get complimentary access to the airport lounge. How about buying one movie ticket with this card and getting one free? Yes, you get this facility while booking movie tickets from particular online show booking websites. As soon as you join you will get a tie worth around 1000 rupees from a well-known garment brand and the tie will be delivered within 30 days.

3) Yatra SBI Credit Card

The third best and the popular card is Yatra SBI Credit Card. State Bank of India and Yatra had joined hands to provide the best travel card if you are always in your boots. With this card, you get benefits on domestic as well as international travel. Welcome vouchers worth around 8000/- rupees are given as soon as one gets this card.

You will get 6X reward points while swiping this card at merchant outlets and retail stores, be it grocery or anything. One can redeem the points accumulated for Yatra vouchers. Spending one rupee in retail stores shall earn you one reward point. Fuel surcharge of 1% is waived if you purchase fuel worth in between Rupees 50 to 3000/-.

4) Jet Airways American Express Platinum Credit Card

If you are a frequent flier, then Jet Airways American Express Platinum Credit Card is for you. It is fourth most ranked card in India. Just imagine getting 10000 JP miles and one one way domestic travel flight ticket from the airlines. You are entitled to complimentary airport lounge access across 11 airports in India. You get 3% cash discount on the purchase of fuel. You get free hotel and resort stay with their membership of iPrefer Elite Tier. You are entitled to get 8 JP miles as reward points on spending every 150/- rupee. The JP miles are doubled if you spend the same amount at the airline’s website. The best part of this card is enjoying zero liability for lost cards.

5) HSBC VISA PLATINUM Card

HSBC VISA PLATINUM Card comes 5th. You get 10% cash back on the first 90 days. You get 3x rewards points for the first 12 months of spending on hotel, dining, or in telecom purposes. You also get 2 points per 150 rupees spent by using this card. The fuel surcharge is waived if you pay for your fuel through this card. The reward points multiply according to the transaction volume made through this card within a year. You also get dining discounts under the ambit of HSBC Dining Privileges.

6) Citibank Cashback Credit Card

The sixth best credit card in India is Citibank Cashback Credit Card. If you are the salaried class, then this card is for you. You can make contactless payment for all transactions within Rupees 2000/-.If you are movie buff, you get 5% cash back. On payments of utility bills through the bank’s Online Bill Pay, you also get 5% cash back. You can make purchases on EMI through this card over a number of outlets for mobiles, electronics or retail items. For the salaried class, the EMI and cash back offer is an added advantage.

7) HSBC Bank Diners Club Black Card

HSBC Bank Diners Club Black Card follows the list. Apart from reward points, it provides extra protection, travel and lifestyle benefits, and golf benefits and so on. You can earn 2x rewards points from every usage for domestic or international flight booking or hotel bookings. You can access 25 airport lounges in India and 650 airport lounges throughout the globe free of cost owning this card.

You can learn the game of golf free of cost throughout the globe. You get 20 million rupees air accident cover, an emergency medical cover of 50 lakhs, Up to Rupees 9 lakhs of credit liability cover and maximum of Rupees 55000/- for Travel Insurance cover for baggage loss or delays.

8) IndusInd Bank Platinum Card

IndusInd Bank Platinum Card is the 8th best credit card in india. This card is for people who like to lead a posh life. With its various membership program under this card you get many benefits like free golf training, discount on hotel bookings, free night stays at select hotels, huge discount on drinks and dining bills. The joining fee is zero for the first year. Apart from all these, you get the waiver on fuel surcharge too.

9) Axis Bank Neo Credit Card

Following the league is Axis Bank Neo Credit Card. Frequent moviegoers, shopaholics or the foodies will love to have this card. The card offers some of the best dining benefits in India other than shopping and watching movies. Every time you use this card, to spend Rs. 200/- you earn two eDGE loyalty rewards points per Rs 200 spent.

You get 10% cash back on mobile recharges, for movie tickets and purchases done online. The card is protected with EMV certified chip. There is no annual fee for the first year. The card is protected with zero lost liability. This card is very popular with youths.

10) Kotak PVR Gold Credit Card

Last but not the least is Kotak PVR Gold Credit Card. It is very popular with movie buffs, and the bank had tied up with PVR Cinemas to launch the same. You will get one free ticket or 2 tickets per bill cycle with the conditions of spending mentioned in the terms. There are no joining fees, and you can avail up to Rs 75000/- insurance cover for lost or stolen card.

Thus, depending upon the facilities and terms and condition given, the top 10 credit cards and their benefits of having the same is mentioned here. It is now crystal clear as to which credit card is best in India. You can select your preferred Credit Card as per the ranking above, apply for it and start spending with your credit card on receipt of the same with the benefits of using coming as a bonus. We have also listed some points on How To Earn Money Online In India which will guide you in making money if you like to work from home.

The days of carrying cash with risk to purchase are over. Neither one can spend through cash online. If you have a Credit card, you can easily do these transactions online sitting at your cosy corner at home or go to shopping malls with a bag full of cash. Use the top ten best credit card In India. Forget worries, go plastic.

How to Make Extra Money – Over 100 Ways To Make Extra Income

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How to Make Extra Money – Over 100 Ways To Make Extra Income

Are you thinking about how to make extra money ever after being an employed person or college goer or a homemaker? If this is your concern and you have searched a lot over the internet but did not find any suitable opportunity then this is the right place for you to get positive advice in this regard. Today we are going to discuss several effective ways of earning a decent income from the comfort of your own residence.

Due to the expansion of internet services in a large part of the world, the opportunity to find such types of jobs becomes higher than the earlier. Just a few clicks on the mouse button may help you to get a suitable part-time or freelance job opportunity without providing any other kind of effort. The one thing you should know before earning is the right way to achieve it otherwise you will be misguided and all your efforts will go in vain.

Though most freelance earning opportunities do not require any kind of paperwork at the time of starting the job, it becomes more simplified. You may join according to the available vacancy and work in your free time even after doing any other scheduled work on the same day. Having a limited earning opportunity, you will surely consider that extra bucks as a huge difference at the end of the month.

Best possible ways how to Make Extra Money

1) Be a virtual assistant:

Simultaneously with the advancement of IT services, digital marketing companies are booming at a higher price. Being a start-up, many IT companies dealing with digital marketing require a high amount of workforce within their budget. That’s why a never-ending requirement for the virtual assistant is created now a day.

If you have proper managerial as well as communication skills, knowledge of web & business software, and a fixed free time everyday basis then this one will be the right opportunity for you. Being a virtual assistant, your task will be managing the company’s work in an oriented approach thereby helping them to achieve the target. Apart from getting a decent earning opportunity, you will get the comfort of your residence while doing so which can be considered as a positive point.

2) Be a seller on an e-commerce website:

Though e-commerce websites attract a lot of customers now a day, being a seller on such websites will surely be a wise decision on how to make extra money. The efficient online marketing skill, being a pre-requisite of this earning opportunity, you will get many sites (eBay, Craigslist) as an option to start with them.

Though the terms and conditions for joining these reputed e-commerce sites vary, you have to act accordingly. Apart from selling your own item, you may sell items of other people in lieu of a certain commission amount. Before selling costly items on any platform, good reviews from past sales are required, you should give your best while doing this job in order to experience high growth in the future.

3) Start trading cryptocurrency:

Being a completely new concept in the field of economics, cryptocurrency has enough potential to be included in the list of convenient ways how to make extra money. Simultaneously with digitalization, the rate of e-payment rate has already increased a lot due to its convenience.

Bitcoin & Etherium as the leading cryptocurrency now a day, trading them through reliable platforms like eToro, and Kraken by using blockchain technology will surely help you to make extra money.

4) Be an online tutor:

Have you excellent teaching ability? If yes, then it is one of the reliable ways to make money from the comfort of home. While being an online tutor, you have to focus on those subjects where you have the best expertise as no one is going to pay you his hard-earned bucks in lieu of average teaching performance. For getting into this field, you may use a reputed website providing online tutorial opportunities i.e. Tutor Me, Tutor.com & Skooli, etc.

5) Be a seller of digital content:

If you have the ability to produce digital content then you are almost ready to earn a lump sum amount within a stipulated time frame. Fiver is there for you to provide you with the best-ever platform to sell digital products with just by few mouse clicks. Being one of the best websites to make extra money, here you can sell digital content like graphics and design services, animation & video services, writing and translation services, music, and audio, programming software as well as application developmental software too.

6) Be a creator of the online course:

Due to the remarkable advancement of the IT industry, the e-learning procedure has become popular now a day. That’s why the demand for quality online courses is increasing at a higher pace. Using this as the prime opportunity, you may use the websites like Ankur Nagpal’s, Udemy, Jonathan Cronstedt’s Kajabi & Teachable, etc. for making any high-quality as well as compact online course. Though it requires an initial investment, it will yield more in the long run.

7) Affiliate marketing:

The technique of product marketing has completely changed due to the involvement of the digital marketing companies as well as e-commerce websites. The affiliate marketing has become one of the best ways on how to make extra money for the person who has the ability to refer a specific product to the correct web audience in order to generate sales.

If you are already a blog owner or YouTuber, this will surely help you to generate decent revenue by reaching to the right audience rather than spamming. Joining hands with the websites like Cj.com, ClickBank, and LinkShare & Rakuten is recommended in order to get a kick-start. We have also listed different ways to make money online in india on our blog. Kindly check it out for more ideas.

8) Participate in the online trading:

You may consider the online trading option as a risky option to earn some additional income but this is not actual scenario always. Using it after having proper knowledge about the stock trading is recommended if you want to ensure proper investment return. You may find several trading options like Etrade, ScottTrade to get a kick start in this earning opportunity. But the option like SimplerTrading is recommended to get rid of any unlikely events as it provides push alerts to trigger your trading at the right time.

9) Do social media management:

Social media web pages are flourishing day to day in order to increase the publicity of the concerned corporates. To update the social media pages with the recent updates, the requirement of social media manager is increasing day by day. That’s why working as a virtual social media webpage moderator may yield some earning but it requires lots of effort as well good communication skill and desirable computer knowledge. While doing this job, your primary motto will be promoting the company by implementing an oriented approach.

10) Be a blogger:

Blogging is one of the recent medium to express your view through your own webpage in front of the whole world. The blog can be one of the best ways to make money but it requires lots of effort and expecting overnight huge income is daydreaming when you are a blogger. Quality content is the main key in order to achieve more. Once you have started getting large traffic on your own blog, you will get several requests from other bloggers to publish high-quality contents written by them on your website as they become able to get powerful backlinks from your blog.

11) Design an e-commerce website:

As the e-commerce industry is booming now a day due to its convenience as well as huge discount, being an owner of a particular e-commerce website will surely be one of the best ways to make money. As the entire process is not at all a cup of cake, you should be well planned before starting the entire procedure. Apart from having technical knowledge, marketing knowledge is also required along with an initial investment. Getting into collaboration with any of the well-established e-commerce may ease your way to success.

12) Produce Webinars:

Though most of the webinars follow a specified template as well as format, designing the same is not at all as easy as you are thinking. All the webinars are formula based. When you will gain adequate expertise over that formula, you will be the champ in this field. This will surely help you to earn a lot in the long run.

These are all about how to make extra money. I think you have already gained a basic idea about how to make extra money just after reading the entire article. Rather than about different other things related to this field, it will be better if you involve yourself in any of the above-mentioned earning opportunity to get a practical experience of the same. Good luck!

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